The questions licensees actually ask.

Yes. We write policies for every operating model in the trade, from a single free house to a small managed estate. The cover is shaped to the lease or tenancy you actually hold.

Almost always, yes — included as standard on most schemes. A handful of higher-risk activities (late-night events, ticketed gigs over a certain capacity) may need a short referral, but they rarely cost extra.

Our loss of licence policy pays up to £100,000 for the reduction in market value of the premises plus legal and appeal costs, provided the loss isn't down to a wilful act of the licensee.

Most quotes are returned within one working day of receiving your details. Renewal terms for existing clients usually go out four weeks before the renewal date.

Buildings, contents and stock are covered for fire, flood, theft and accidental damage. Cellar cooling breakdown and the deterioration of frozen and chilled stock are included on most schemes.

Yes. We offer monthly instalments at competitive rates through a regulated premium finance partner. There's a short credit agreement to sign at inception.